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Bankruptcy Archives

An Overview of Chapter 7 and Chapter 13 Bankruptcy

Nobody enjoys having to file for bankruptcy; however, many people run into unfortunate circumstances in life and are forced to declare bankruptcy. When people are thinking about how to get back on their feet, it is important to make the correct first step and file for the proper type of bankruptcy.

CFPG proposes new debt collection rules to better protect consumers

A phone ring. It shouldn't strike fear into anyone. But for some 70 million consumers whose debt is in collections, it is not just a ring. It is an attack on their well being and their sanity. The tactics used by collectors are often unconscionable, generating more complaints than any other financial service. Of course, you understand that they serve a function. You may owe the debt, but this does not give them the right to mistreat you.

Effects of a wage increase during a Chapter 13 Bankruptcy

Individuals and married couples in Minnesota who are having difficulty making ends meet due to overwhelming debt frequently choose to file for Chapter 13 bankruptcy relief. Chapter 13 is a versatile tool that can allow you to protect assets, while restructuring debt over the course of 36 to months. After a successful conclusion to the bankruptcy process, people enjoy a fresh financial start.

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