Minnesota Debt Restructuring Attorneys
If you face unmanageable personal debt, for any reason, the federal bankruptcy laws can help you take control of your situation, put an end to the incessant calls and letters, and even stop foreclosure proceedings. The bankruptcy laws changed in 2005, though, so you want an experienced lawyer to help you understand your rights, so that you can fully protect your interests.
At the law offices of Ryan & Grinde, Ltd., we take an integrated approach to consumer bankruptcy, including Chapter 13 filings. Our attorneys work collaboratively across legal disciplines to identify all your issues and options, as well as the potential consequences of each course of action. We bring a strong work ethic to our clients, along with a dedication to finding and implementing the best solution of your situation.
Contact our office or call us at 507-369-2163 (toll-free at 888-399-7281) for an appointment.
Rochester Chapter 13 Bankruptcy Attorneys
If you fail to qualify for the discharge of debts under Chapter 7, you may still get many of the benefits of the bankruptcy laws by seeking protection under Chapter 13. In a Chapter 13 proceeding, you are allowed to restructure your debt, entering into new payment arrangements with your creditors, often for less than the balance owed. When you file for protection under Chapter 13, you will immediately get the benefit of the automatic stay, which prohibits your creditors from calling, writing or taking any other action to collect the debt, other than through the bankruptcy process.
Our lawyers will handle all matters related to your Chapter 13 filing, preparing and submitting all documentation required during the process and representing you in all hearings or proceedings. We will help you prepare a reorganization plan to submit to your creditors and will review any proposed repayment plans from your creditors.
Minnesota Debt Restructuring Lawyers
We will help you use a Chapter 13 bankruptcy filing to make such non-dischargeable debts as student loans or tax arrearages more manageable. A Chapter 13 can also help you deal with mortgage problems.
At Ryan & Grinde, our clients experience a success rate significantly higher than the average Chapter 13 completion rate. We help clients present realistic repayment plans that satisfy the needs of your creditors. We have the knowledge, skill and experience to balance those needs and get the results you seek.
Contact Ryan & Grinde, Ltd.
For a private consultation to discuss your Chapter 13 bankruptcy needs, contact us or call us at 507-369-2163 (toll-free at 888-399-7281).
